Terms and Conditions

Last updated: January 2026

1. Scope

These Terms and Conditions apply to all visitors and users of the website koiopjgu.com. By using this website, you agree to these terms.

2. Our Services

Koiopjgu provides information and advice on regional development opportunities, financial education, and support for local initiatives. Our website is for informational purposes only and does not constitute legally binding advice.

3. User Obligations

As a user of our website, you agree to:

Use the website only for lawful purposes
Not provide false or misleading information
Respect the rights of other users
Not engage in harmful or disruptive activities

4. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Koiopjgu or our licensors and is protected by German and international copyright laws. Unauthorized use of this content is prohibited.

5. Limitation of Liability

Koiopjgu strives to provide accurate and up-to-date information but does not guarantee the accuracy, completeness, or timeliness of the information provided. Use of the website is at your own risk.

6. Changes to Terms

We reserve the right to change these Terms and Conditions at any time. Changes will be posted on this page and will take effect immediately upon posting.

7. Applicable Law

These terms are governed by German law. For all disputes arising from or related to these terms, the courts in Berlin, Germany, have exclusive jurisdiction.

8. Contact

If you have questions about these Terms and Conditions, please contact us at:

Email: contact@koiopjgu.com

Address: Musterstraße 123, 10115 Berlin, Germany